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  • info@dreams-consultancy.com
  • Ms. Kalpana N. Shah

    Ms. Kalpana N. Shah

    Ms. Kalpana N. Shah, proprietor of Dreams Consultancy, comes from a very humble Family background with a very ordinary education of up to S.S.C, but with an extraordinary dream and an unbeatable positive attitude. Born at Ahmednagar on 20th November 1955, she started her Life Insurance & Non-Life Insurance Agency on 2nd February 1999, i.e. in her 40's when most women thing of Retiring. With her passion to succeed, in a very short span of time she has achieved a very significant position of over 15 times M.D.R.T (USA) Qualifier.


    Our Achievements

    24 Yrs
    EXPERIENCE AS FINANCIAL ADVISOR
    450 +
    FAMILIES PORTFOLIO
    15 +
    MILLION-DOLLAR ROUND TABLE

    Gallery

    Our Strength

    DELIVER VALUE TO OUR CLIENTS
    TIMELY SERVICE
    WE SUGGEST PLANS AS PER CUSTOMER'S REQUIREMENTS

    News

    NRIs with big foreign tax payment need to get CA certificate to claim tax credit in their ITRs in India under draft tax rules 2026

    Indians working abroad can claim Foreign Tax Credit (FTC) by filing Form 67. Draft rules propose renumbering it to Form 44, requiring CA certificates for companies and individuals with foreign tax payments over Rs 1 lakh. These changes aim to enhance scrutiny and ensure bona fide claims, potentially increasing compliance costs.

    New income tax rules from April 1: How HRA claims for family rent will change

    Salaried individuals claiming HRA under the old tax regime must disclose their relationship with landlords in Form 124 if rent exceeds ₹1 lakh, per Draft Income Tax Rules, 2026.

    Greeting Of The Day


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