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  • Ms. Kalpana N. Shah

    Ms. Kalpana N. Shah

    Ms. Kalpana N. Shah, proprietor of Dreams Consultancy, comes from a very humble Family background with a very ordinary education of up to S.S.C, but with an extraordinary dream and an unbeatable positive attitude. Born at Ahmednagar on 20th November 1955, she started her Life Insurance & Non-Life Insurance Agency on 2nd February 1999, i.e. in her 40's when most women thing of Retiring. With her passion to succeed, in a very short span of time she has achieved a very significant position of over 15 times M.D.R.T (USA) Qualifier.


    Our Achievements

    24 Yrs
    EXPERIENCE AS FINANCIAL ADVISOR
    450 +
    FAMILIES PORTFOLIO
    15 +
    MILLION-DOLLAR ROUND TABLE

    Gallery

    Our Strength

    DELIVER VALUE TO OUR CLIENTS
    TIMELY SERVICE
    WE SUGGEST PLANS AS PER CUSTOMER'S REQUIREMENTS

    News

    LIC pays ₹12,207.25 crore dividend to government

    LIC said it is completing 70 years and as on March 31, 2026 the asset base stood at ₹59.03 lakh crore. Union Finance Minister Nirmala Sitharaman receives a dividend cheque of ₹12,207 crore for FY 2025-26 from Life Insurance Corporation of India CEO and MD R. Doraiswamy, in New Delhi on Wednesday (July 29, 2026).

    How to claim TDS credit in ITR if the deductor did not deposit TDS?

    Taxpayers should still claim the TDS credit in their ITR even if it is missing from Form 26AS or AIS, say experts. The Income Tax Act protects deductees where tax has been deducted but not deposited by the deductor.

    Greeting Of The Day


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