Ms. Kalpana N. Shah, proprietor of Dreams Consultancy, comes from a very humble Family background with a very ordinary education of up to S.S.C, but with an extraordinary dream and an unbeatable positive attitude. Born at Ahmednagar on 20th November 1955, she started her Life Insurance & Non-Life Insurance Agency on 2nd February 1999, i.e. in her 40's when most women thing of Retiring. With her passion to succeed, in a very short span of time she has achieved a very significant position of over 15 times M.D.R.T (USA) Qualifier.
The insurer retained its market leadership during FY26, accounting for 56.66% of the industry's first-year premium income and 65.16% of all policies sold in the country, according to its FY26 Annual Report released on Friday
The consequences of this lack of awareness are significant. At the beginning of FY2025, insurers were holding more than ₹9,305 crore in unclaimed amounts, including maturity proceeds, death claims and surrender values.
